Singapore Personal Loan Promotion: Redeem Free Apple Macbook (worth $1,799), Apple Watch, Dyson V7 & More| Best Citibank, Standard Chartered, HSBC Bank Loans in Singapore

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Singapore Personal Loan Promotion: Redeem Free Apple Macbook (worth $1,799), Apple Watch, Dyson V7 & More | Best Citibank, Standard Chartered, HSBC Bank Loans in Singapore

Are you in looking for the Singapore Personal Bank Loans to consolidate your bills or purchase a good/services?

If so, this news will delight you and put a smile on your face. From the month of May, take advantage of the best Singapore Personal Loan Promotion – redeem Free Apple Macbook (worth $1,799), Apple Watch, Dyson V7 & More from Citibank, Standard Chartered, HSBC Banks in Singapore.

Find out how much you can get with these free gifts up to $1,800 worth of gifts. Get a free Apple Macbook, Apple Watch, Dyson V7 & more when you apply for the Personal Loan from HSBC, Citibank or Standard Chartered Bank in Singapore. Rates as low as 3.2%!

We have rounded up Best Personal Bank Loans in Singapore and Promotions for the coming month and compile a summary of all available Loan Promotions you can enjoy for when you sign up for new Personal Loans in Singapore. If you’re looking for a new Credit Cards to sign up, don’t miss our section on Best Credit Cards in Singapore or Credit Cards promotions 2022!
 
You can enjoy specific promotion rewards while applying for and picking the right personal loans from banks offering the best interest rates and terms that most suit your individual needs!
Read on to learn more!

Singapore Personal Loan Promotion with Standard Chartered Bank CashOne Personal Loan

Standard Chartered Bank Personal Loan Promotion 1:

  • Loan amount of S$10k – S$15k: All qualifying customers get S$150 Cash via PayNow upon loan approval
  • Loan amount of S$15k – S$20k: All qualifying customers get a Dyson Pure Cool Me (White/Silver) worth S$499 or S$350 Cash via Paynow upon loan approval
  • Loan amount of S$20k – S$50k: All qualifying customers get a Apple Watch Series 7 GPS 41 Mid Alu Mid Sport Band worth S$599 or S$400 Cash via Paynow upon loan approval
  • Loan amount of S$50k – S$100k: All qualifying customers get a Dyson V11 Fluffy worth S$899 or S$450 Cash via Paynow upon loan approval
  • Loan amount of S$100k and above: All qualifying customers get a OSIM uThrone Gaming Massage Chair (purple) worth S$1,599
  • Campaign is applicable for both new and existing customers
  • Promo is stackable over SCB BAU offer*
  • Promotion Period: 7 – 31 March 2022

Standard Chartered Bank Personal Loan Promotion 2:

  • First 2 approved loans per day from 11 March to 21 March, SingSaver will cover the first year’s interest (up to S$550) with at least a minimum loan amount of S$15,000
  • Remaining approved applicants will enjoy SingSaver’s exclusive offer
  • Promotion period: 11 – 21 March 2022
Standard Chartered Bank Personal Loan Interest Rates, Fees & Terms
  

Personal Loan Product Features:

+ Enjoy flat interest rates from as low as 3.48% p.a. (EIR: 6.95% p.a.) for longer tenures. Receive instant approval and cash disbursement to your designated bank account.

+ Enjoy a 5-year annual fee waiver on your Standard Chartered Platinum Visa credit card

+ Min. loan amount of S$1,000

+ Max. loan amount of up to 4X monthly salary, capped at S$250,000

+ Waiver of S$50 annual fee (from 2nd year till expiry of loan) if all instalments for the year are paid on or before the due date

– 1st year annual fee: S$199

– Early repayment fee: S$150 or 3% of the outstanding principal, whichever is higher

– Change of tenor: S$50 per change

– Late payment fee: S$100


Singapore Personal Loan Promotion with Citi Bank Quick Cash Loan

Citibank Personal Loan Promotion 1:

  • Receive S$150 cash when you apply for a min. loan amount between S$10,000 and above for new citi customers
  • Promotion is not stackable with any other promotions
  • Loan Promotion period: 15 February – 15 March 2022
Citibank Personal Loan Interest Rates, Fees & Terms
  

Personal Loan Product Features:

+ SingSaver Exclusive: Enjoy an interest rate from as low as 3.45% p.a. (EIR 6.5% p.a.) for 3 year tenure

+ Min. income for Singaporeans/PRs: S$30,000 p.a.

+ Min. income for foreigners: S$42,000 p.a.

+ You are required to have a Citibank credit card or Citibank Ready Credit account in order to apply for a Citi Quick Cash loan as it draws down from the available credit of a Citibank credit card or Citibank Ready Credit account

– Instant loan disbursement available only for Citi deposit accounts displayed in the ‘funds disbursement option’ field

– Cancellation fee: 3% of outstanding unbilled principal amount or S$100, whichever is higher

– If min. payment amount is overdue for two consecutive months, the loan will be terminated and the total outstanding amount will be billed.


Singapore Personal Loan Promotion with HSBC Bank CashOne Personal Loan

Standard Chartered Bank Loan Promotion 1:

  • Receive an Apple Macbook Air 512GB (S$1,799) or Apple iPhone 13, 128GB (worth S$1,299) or Dyson TP00 air purifier (worth S$549), or S$100 cash upon loan approval, for a min. loan tenure of 2 years
  • Promotion is stackable over HSBC BAU Offer*
  • Promotion period: 20 January – 17 March 2022
HSBC Bank Loan Interest Rates, Fees & Terms
  

Product Features:

+ One of the lowest interest rates from 3.2% p.a (EIR 6% p.a) for those earning min. S$30,000 annually. Rates provided are customised and might differ from what’s displayed here.

+ No processing fees

+ Get a 1-minute in-principle approval on your HSBC Personal Loan

+ Max. loan amount equal to 90/95% of approved credit limit at time of application

+ Min. loan amount of S$1,000

+ Option to borrow at a slightly longer loan tenure of 7 years

+ Min. income for salaried Singaporeans/PRs: S$30,000 p.a.

+ Min. income for foreigners residing in Singapore and self-employed/commissioned-based earner Singaporeans: S$40,000 p.a.

– Early repayment fee: 2.5% of the repayment amount

– Overdue interest: 2.5% + prevailing interest on overdue amount

– Late payment fee: S$75 for each monthly repayment that is not received in full by the monthly due date